The North Carolina Bankruptcy Information Blog

One thing you may already know about most court proceedings, is that parties usually have the option to represent themselves without the aid of an attorney. This is called appearing ‘Pro Se’, which, in Latin means “for oneself”. In a bankruptcy proceeding, when money is tight, the thought of saving money by cutting out attorneys and their fees can be pretty tempting. But there are many reasons this is a bad idea.

Bankruptcy can be complicated and bankruptcy judges are a picky bunch. They expect that the preparation of the voluntary petition, schedules, or other documents will be done accurately and on time.…

When your debt problems get to be more than you can handle, an experienced bankruptcy attorney can be a real life-saver. Financial problems can split up spouses, fracture families, and generate a vicious cycle of stress that leads to greater financial problems that in turn lead to more stress–and so on, and so on. It’s important to know about bankruptcy and how the process can help you recover your life, but how will it work exactly? Every case is different, but the role of the attorney will be similar in each case, and understanding what a good bankruptcy attorney can do for you may help you understand how powerful bankruptcy law can be.…

If you’re heavily in debt and behind on your payments, you know full well what your creditors want: they want you to pay up – and now. They don’t care where or how you get the money; they just want you to pay. And they’ll do everything they can to get it. A popular tactic is to make it sound like you have no choice but to pay up or suffer irretrievable disaster. They threaten that they’ll sue you, take your property, garnish your wages, or forever destroy your credit rating. However, you have the power of federal bankruptcy law on your side.…