The North Carolina Bankruptcy Information Blog

Hiring a bankruptcy attorney is your best first step toward a refreshed, healthy financial future. The decision can be a tough one, we know.
Once on track to file though, we’ll clear the path for you, assisting at every step and consistently communicating. There are a number of things you can do along the way, too. Many of which are quite simple but go a long way toward ensuring your next “economic life,” as it were, is as productive as possible.

You’ll also want to keep a keen eye on your credit reports after you file. Make sure the accounts that were discharged are recorded that way.…

In the current economic environment, where lawmakers are setting their sights on tighter restrictions on the financial industry’s abusive practices—from excessive overdraft charges to out-of-control interest rates— banks appear to be fighting back with higher fees.

According to The Wall Street Journal, “industry leaders like Bank of America Corp., Wells Fargo & Co., HSBC Holdings PLC’s HSBC North America, Fifth Third Bancorp and others are experimenting with new ways to nick their customers, from imposing maintenance fees on checking accounts to rolling out new charges for services like fraud alerts, debit cards and credit reports.”

This news should matter to anyone with a bank account.…

Bankruptcy and personal money management are tightly intertwined. As you read through the blog you will probably notice that a lot of our posts will offer advice and tips on saving, how to avoid scams and general philosophies about preserving financial stability.

Here is another post about how to hang on to more of your money, which is especially useful for anyone coming out of bankruptcy or performing some initial research. These tips involve banks, which many people believe want to help you with saving money. However, that is not always the case. In fact, it’s becoming quite the opposite.

Banks (and credit card companies) are in attack mode.…